come with an introductory offer of 0% interest for a set period of time, generally a little over a year . They're called balance transfer cards because they allow you to move your balance from another credit card onto the new card and buy yourself a period of 0% interest to make more progress with your payments.
To ensure she'd finish paying off the balance before the 0% interest period expired, she divided the balance by the number of months she had to pay it off and used that calculation to determine her payments each month. By doing this, she was able to pay off her credit card debt, and free up cash each month to contribute to her saving and investing goals.is a savings account set aside for only unexpected expenses.
To do this, Seboka shifted her goals temporarily from paying off debt to saving more, and built her emergency fund to three months' worth of expenses. An employer's retirement plan — if you have one — is a great place to start investing, and it's where Seboka turned to start building up her net worth.
These plans can have other advantages, too, to help your savings grow faster — an employer match, if available, can help to double the amount you're saving, up to a set percentage of your salary. Seboka took advantage of her employer's match, growing her balance even further.
Let's actually talk about the exorbitant fees instead of highlighting how someone had to struggle due to someone else's greed.
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this is terrible news
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