Student loan limits: How much should I borrow?

$138,500 for graduate or professional students, including undergrad loans

Direct PLUS Loans are available to graduate students and parents of dependent undergraduates, as long as the borrower doesn’t have adverse credit. The maximum loan amount is the school-certified cost of attendance, minus any other financial aid available. Private student loan limits can be more difficult to determine because they vary by lender and the degree program you’re enrolled in.

Degrees that are more expensive may have higher limits. For example, if you borrow from Citizens, you would be subject to the following lifetime limits:$180,000 to $350,000 for different health care degrees

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