Five Ways To Minimize Student Loan Debt

"Many students leave grants or tuition discount money on the table because they believe they make too much money to get anything," she said. Thomas points out thatdefinition of needing aid may not be the same as the college you're applying to. Ultimately, this means you may qualify for assistance you didn't realize, but only if you fill out the FAFSA to find out.way to qualify for federal student loans you may eventually need access to.

show that average tuition and fees at public four-year in-state schools came in at $10,950 nationwide for the 2022-23 school year, compared to public four-year out-of-state tuition and fees at $28,240 and private nonprofit four-year tuition and fees at $39,400 per year. , participating in a college or university work-study program can dramatically reduce the amount of money you need to borrow for school. Benbow points out that work-study programs pay the federal minimum wage, and students can use earnings to pay for tuition or cover other living expenses.

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