Biden has another plan for mass student loan forgiveness. It could be excruciatingly long

. Other federal agencies use a similar process to write regulations.

The Education Department's James Kvaal will be among the first speakers, and he's expected to note how quickly the administration went from"Today – less than three weeks since President Biden announced actions to open a new path to provide debt relief to as many borrowers as possible – we are taking an important step forward: to improve our regulations on the secretary’s authority under the Higher Education Act to compromise, waive, or release federal student loans," he will...

“That’s an incentive for people to compromise,” said Betsy Mayotte, president of the nonprofit president of the Institute of Student Loan Advisors, who has served on negotiated rulemaking committees on past topics. Even if they don’t, it’s likely the Education Department would consider how negotiators felt.A long time. Months or even years.

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