But—the current pause aside—let’s assume you’re a freelancer with student loans. It’s a match made anywhere but heaven, as freelancing is unstable, and student loans are annoyingly stable. Extremely, extremely stable. In fact, your loan payment can be the same for months and months and months, and your principal will barely decrease—it’s nice to have a shred of predictability in your life!It depends on your income. But if you’re a freelancer, that’s not quite a straightforward calculation.
But, while no one’s income is 100% steady, freelancers’ incomes mimic those pirate ship rides you see at street fairs. The ones that make little kids vomit. Not only do most freelancers not earn the same amount every year, many of us don’t earn the same amount every week. So, what if your income is sometimes above $125,000, sometimes below? What matters is what you filed on yourMORE FOR YOU