That's because the months of the payment pause count toward the eventual debt forgiveness these programs lead to — whether or not you're paying, and so any money you direct to your loans during this reprieve just reduces the amount of forgiveness for which you'll eventually be entitled.has taught us how important it is to have a healthy savings account to fall back on. People should try to build up at least six months' worth of expenses in cash, experts say.
"Many people had their credit card limits cut unexpectedly over the past year as lenders got especially worried about risk," Rossman said.
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