If You Are Denied Student Loan Forgiveness, Do This

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While the debate continues about reforming or expanding existing student loan forgiveness programs, many borrowers have been applying for relief under these programs, only to be denied. In some cases, borrowers may still have options.

unit. It is important to submit a detailed written complaint along with supporting documentation wherever possible.

Borrowers who are denied relief can submit a request for reconsideration. According to the Department, borrowers are encouraged to provide information on what you think was decided incorrectly and why, along with evidence that supports your position. Borrowers who are improperly denied relief under Borrower Defense may be able to appeal the denial in federal court, depending on the underlying facts.The Total and Permanent Disability discharge program provides student loan forgiveness to federal student loan borrowers who are unable to maintain substantial, gainful employment due to a medical condition.

Consider including supporting medical records with your appeal or new application to illustrate the severity of your disabling condition.

 

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