34-year-old pays off $300,000 in debt in 3 years with 5-step program

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In their first year, they paid off $72,000.

in 2019 through multiple side hustles, including a dress rental company and teaching classes on SkillPop.

Now, she's helping others tackle their debt and making sure everyone gets a happy financial ending. Through, a membership program specifically for millennial professional women struggling with the shame and anxiety around student loan debt and credit card debt, Joy helps women"crush debt to live and do better." So far, among her members, she's helped pay off a combined $500,000 in debt.

"Now is a pivotal time to pay off debt," she said."The question continues to be, during the pandemic, 'Should you pay down debt or save?' The answer is always to work to eliminate debt as long as you have income stability."Be in your best mindset when you look at your financesConsolidate your finances

If you have 10 accounts that you need to tend to -- even if you can't make progress paying them off -- getting down to seven or eight will relieve some of the stress of worrying about multiple accounts, and allow you to really focus.

 

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Scammer

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Nothing important happening on the world is there

Step 1: Pay $750 in taxes

72k is 20k more than my family earns in a year. Fuck off.

So she.... took on more jobs... 🤔

CrookedBiden

Step 1. Hold up a bank.

DaveRamsey what do you think of her CRUSH method? Sound familiar?

Step 1: have a job

You are posting this like it is a good thing. Lol

I hate GMA for a reason and now I know why. This article is disgusting in so many ways - just CRUSH your debt folks that’s all... 🤦🏻‍♂️

She’s not a success. She had her husband and they both worked until it was paid off. If she had done it alone without any help and while living on her own - then she would be successful.

If she would’ve just not gone to college, stayed home and continued living with her parents, she wouldn’t have “racked” up $300K in bills to begin with.

we're not clicking this dumb shit so stop it.

One of the steps is “get a job that pays you enough to live on, and still have a spare $100,000 per year for the debt”. I wonder why nobody thought of this before.

Wtf is this article? This makes ABC news look like you have some really dense editors

Saving you the read: Work a bunch of jobs and pay bills. But do it with a 'new mindset' or something

The is SO deceptive! The title makes it sound like SHE did it alone…not mentioning the spouse. The next step is to have an MBA. I swear these types of debt porn stories glorify working way beyond a 40-hr work week, OR having rich parents (glad there’s no parents here for once)

Live at home? Have good job? No kids? Live somewhere where cost of living is nothing?

Lol. Enemy of the people.

Reading this article? Heck no, that’s hustling time!

$300,000 better be a mortgage

First step: get five jobs.

step one: make at least 72,000

Oh, being rich. Cool.

Wow she made at least 72,000 in one year. Lmfao

Will save you a click, get 12 part time freelance jobs and spend less on pointless shite. All the best x

So the answer to getting out of debt is having money

Oh, being rich. Cool.

JW. What jobs do you and hubby have? Don’t even MAKE $100,000/yr let alone PAY OUT that !!!!

H -- Have rich parents. U -- Use their money to get further in life. S -- Spend your money unapologetically on useless shit. H -- Have someone write an article about it making it look like you paid it off with no help.

Have to make it first

Step 1. Live at home with mom and dad.

Some salty ass haters on the feed.

Make more money, pay more than your monthly minimums, repeat until debt free. Saved you a click.

This is a stupid article. Consolidate the loans that you can, pay off the loans with the highest j retest rates and with two incomes you focus on on bill while paying minimum on the others then go after the next one and so on. There’s no magic.

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